Here are a few internet sites that help you be a better money
manager.
- From checking the latest stock price, to
- Estimating your US taxes, to
- Determining what your next house payment will be, to
- Seeing if you won the lottery!
Check a Stock Price
Lycos’s Quote.com (http://finance.lycos.com/qc/default.aspx)
is one of the best services for streaming real-time NASDAQ
quotes to your desktop because it includes market statistics
and links to company news and broker records. Quotes for stocks
on other exchanges are delayed unless you pay for a subscription.
May the market be with you.
Estimate Tax Payments
Quicken, one of the most trusted sources of tax software,
offers a tool from TurboTax (http://www.turbotax.com/calculators/)
that helps you calculate self-employment tax payments. Also
included are tools to find your tax savings from home mortgage
interest and to help figure capital gains.
Calculate Mortgage Payments
Before you buy a house, check out SmartMoney’s mortgage
calculator (http://www.smartmoney.com/home/buying/index.cfm?story=mortgage).
The tool can determine your monthly mortgage payment and help
you figure out the benefit of prepaying a mortgage. Worksheets
help you calculate the housing price that you can afford,
and to weigh the benefits of buying over renting. Put a roof
over your head without losing the farm.
Determine Profits From Stock Options
Employees at many companies still have stock options that
they’re hoping to exercise when the market bulls resume
their charge. Although a free membership is required, MyStockOptions.com
(http://www.mystockoptions.com/Calculator/) offers all you
need to know about such options and includes a handy calculator
to determine the value of your options after taxes.
Plan Your Finances
Though other sites help you sort out your financial future,
I Hate Financial Planning
(http://www.ihatefinancialplanning.com/my_records/) uses humor
and jargon-free language to take the pain out of the task.
It’s especially good for beginners. Track weekly expenses,
inventory assets for insurance records, or calculate your
net worth with the site’s forms, which are available
online or in printable PDF versions. A QuickPlan takes you
through the steps necessary to reach financial goals. The
forms are free, so you have no excuse.
Find Out If You Won the Lottery
It’s no substitute for a solid financial plan, but it
might be worth a try. If the lottery bug has bit you, Yahoo’s
lottery page (http://lottery.yahoo.com/) has the info
you need, with links to results from 39 states, plus Spain
and Germany.
Have a question or problem? Write me at BaliPCAdvisor@GMail.com.
I’ll try and answer as soon as I can.
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