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More Scams, Spams, Rip, Offs And Swindles

Any email you receive that is NOT from a personal friend or relative is a potential SCAM!  I use Outlook for my email and have a “Rules Wizard” set up to move any mail that is from someone NOT in my address book to a special SPAM folder.  Be VERY weary of any unsolicited email as you would any regular mail.
 
The BASIC RULES:
1.      Never open an attachment.  If it is from a friend, ask them in a reply email if it is ok FIRST.
2.      Never give out personal information
3.      Never give out ANY banking or financial information
4.      Never send money!
5.      Never delete files from your computer without checking first.
6.      DON’T SEND Chain emails.  They clog up and slow down the internet.
 
Her are just a few scams and hoaxes going around RIGHT NOW:
“ You’ve won!”   No you didn’t!  This may be an attempt to get you to pay a ‘small’ charge for delivery of something that is worth less than the delivery charge.
“ Bank Security Update & PayPal”  These schemes try and get you to enter your account user ID and password.  NEVER do that for ANY reason!
“ Spywarenuker”  Never download ANY program unless you have verified that it is OK
“ Nigerian Free”  No you won’t be saving anyone’s life and you won’t be repaid.
“ You have a virus”  No you don’t.  Don’t start searching for and then deleting files.  Check one of the links below first!
Phone Or Pager You get a message that asks you to return the call to an 809 area code or some other area code.  Watch out, it could cost you US$50/minute
 
A few more from the US Government’s FTC site (http://www.ftc.gov/bcp/conline/pubs/alerts/doznalrt.htm):
Business opportunities  Pyramid schemes masquerading as legitimate opportunities to earn money.
Bulk email  No legitimate businesses engage in bulk email marketing, for fear of offending potential customers.
Chain letters  Chain letters, traditional or high-tech, are almost always illegal, and nearly all of the people who participate in them lose their money.
Work-at-home schemes  You’ll pay a small fee to get started in the envelope-stuffing business, etc.
Health and diet scams  These gimmicks don’t work. 
Effortless income  If these systems worked, wouldn’t everyone be using them?
Free goods   Most of these messages are covering up pyramid schemes.
Investment opportunities  Usually a Ponzi scheme which collapses because there isn’t enough money coming in to continue        simulating earnings.
Cable descrambler kits  The device that you build probably won’t work.
Guaranteed loans or credit, on easy terms  The home equity loans turn out to be useless lists of lenders who will turn you down.
Credit repair  The scam artists who promote these services can’t deliver.
Vacation prize promotions  Often, the cruise ship you’re booked on may look more like a tug boat. The hotel accommodations likely are shabby, and you may be required to pay more for an upgrade. Scheduling the vacation at the time you want it also may require an additional fee.
One more, from http://www.fraudbureau.com/articles/consumer.html International Telephone Fraud. In this scam you receive an email message stating that a large order of goods has been billed to your credit card and you must call an international number to cancel the order. Once you call the number, you are later billed for the international long-distance call.

Favorite LINK – CHECK THESE SITES OUT FIRST!: 
-      http://www.symantec.com/avcenter/hoax.html    A HUGE list of hoaxes found on the internet and thru emails.
-       http://hoaxbusters.ciac.org/  Hoax Busters.  Great site with a search form.  Enter your category (like PayPal) and see what it says!
-       And just for fun: http://www.museumofhoaxes.com/  Hoaxes through history (non computer).

You can report all email scams to:
The Internet Fraud Complaint Center (IFCC) https://www.ifccfbi.gov/cf1.asp and
List of places to file complaints for different types of email Scams and SPAM:  http://www.elsop.com/wrc/complain.htm
 
Have a question or problem?  Write me at BaliPCAdvisor@GMail.com.  I’ll try and answer as soon as I can.
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PakBruce, your Bali PC Advisor!
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