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SCAMS, SPAMS, RIP OFFS, and SWINDLES 2007

We interrupt this column again to bring you special coverage of even more SCAMS, SPAMS, RIP OFFS, and SWINDLES. And other ways people all over the world (with too much time on their hands) have of parting you from your money.

Any email you receive that is NOT from a personal friend or relative is a potential SCAM! I use Outlook for my email and have a “Rules Wizard” set up to move any mail that is from someone NOT in my address book to a special SPAM folder. Be VERY weary of any unsolicited email as you would any regular mail.

The BASIC RULES:
1. Never open an attachment. If it is from a friend, ask them in a reply email if it is ok FIRST.
2. Never give out personal information
3. Never give out ANY banking or financial information
4. Never send money!
5. Never delete files from your computer without checking first.
6. DON’T SEND Chain emails. They clog up and slow down the internet.

Her are just a few scams and hoaxes going around RIGHT NOW:
“Problem with your account” This email talks about a problem with your account. This type of SCAM is known as PHISHING. Yes, they are ‘fishing’, for fools to give them their PIN numbers and other information so they can take all your money. It’s so sick because the emails look like they came from your bank or PayPal or some other company you do business with (I get them for banks I’ve never heard of). You just click on the included link and fill in the blanks. Yes, the link URL looks ligit and the site looks good. NEVER do this. No bank or PayPal or others will ask you to do this. If you are not sure, TYPE the URL into your browser and go to the real site and investigate for yourself or send the company an email.
You might also want to pop in to http://www.antiphishing.org/ from time to time. This site is constantly up dated and tells you about the latest phishing scams http://www.antiphishing.org/phishing_archive.html. What should you do if you think you’ve fallen prey to a phishing scheme? Just hop on over to http://www.antiphishing.org/consumer_recs2.html for a list of things you should do and law enforcement agencies you need to contact. As far as software solutions to the phishing problem, I’ve heard a couple people recommend a free browser plug-in called SpoofStick at http://www.corestreet.com/spoofstick/ SpoofStick works with both Internet Explorer and Mozilla on a PC [sorry Mac users] and it helps you detect spoofed web sites. I’m kind of hesitant to add yet another bar to my web browser, but don’t let my hesitation stop you.

You’ve won! No you didn’t! This may be an attempt to get you to pay a ‘small’ charge for delivery of something that is worth less than the delivery charge.
Bank Security Update & PayPal These schemes try and get you to enter your account’s userid and password. NEVER do that for ANY reason!
Spywarenuker Never download ANY program unless you have verified that it is OK
Nigerian Free No you won’t be saving anyone’s life and you won’t be repaid.
You have a virus No you don’t. Don’t start searching for and then deleting files. Check one of the links below first!
Phone Or Pager You get a message that asks you to return the call to an 809 area code or some other area code. Watch out, it could cost you US$50/minute.
For a few more from the US Government’s FTC site (http://www.ftc.gov/bcp/conline/pubs/alerts/doznalrt.htm):
And one more, from http://www.fraudbureau.com/articles/consumer.html
International Telephone Fraud. In this scam you receive an email message stating that a large order of goods has been billed to your credit card and you must call an international number to cancel the order. Once you call the number, you are later billed for the international long-distance call.

Favorite LINKS – CHECK THESE SITES OUT FIRST!:
http://www.scam.com/ a great site where ordinary folks post scams they have received. It’s organized by topic.
http://www.symantec.com/enterprise/security_response/threatexplorer/threats.jsp A HUGE list of hoaxes found on the internet and thru emails.
http://hoaxbusters.ciac.org/ Hoax Busters. Great site with a search form. Enter your category (like PayPal) and see what it says!
And just for fun: http://www.museumofhoaxes.com/ Hoaxes through history (non computer).

You can report all email scams to:
List of places to file complaints for different types of email Scams and SPAM: http://www.elsop.com/wrc/complain.htm

Have a question or problem? Write me at BaliPCAdvisor@GMail.com. I’ll try and answer as soon as I can.
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PakBruce, your Bali PC Advisor!
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