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Money - The Last Taboo?

Why money wounds are so challenging to heal and what we can do to bring abundance into our lives.

Value starts from within

Money may not be the root of all evil - but it is certainly a very fundamental thing, reflecting our deepest feelings about value and worth.

Money relates to the first chakra, the base, located at the perineum. It is indeed the base, encompassing birth, sex, death, and the physical world. Our ideas about the value of money and our own self-worth reside here, and indeed, our feelings about our very right to be on the planet. The base chakra develops in our first two years of life, and is the fundamental platform on which all the other chakras - and our own development - rests.

It is so common for people to feel 'I'm not worthy' - I put it down to the rather unenlightened parenting that sadly has been our heritage for - ooh, far too long now. Any time you see a toddler being shouted at, hit, shamed, made to feel stupid and - worthless - do reach out a hand to stop it, won't you? It is this kind of early mistreatment that creates apologetic adults that cannot claim what they rightfully deserve. (And yes, I DO know how annoying toddlers can be!)

A feeling of value and self worth is SO important. Really it underpins everything that we do. For, if we don't truly believe that we deserve the tremendous riches, joys and incredible abundance that the universe showers us with every day, we won't be able to open to it and accept it with joy. Instead we either won't see it or won't recognise it, or we will just push it away. It is pointless trying to fix any 'outward' problems about money, without first addressing any 'inward' problems such as these.

If you do feel any sense of ambivalence about being on the planet, you may need professional help - I recommend 'Holographic Repatterning' or Brandon Bays' 'Journey' work as an amazing 'fast track' for sorting these things out, should you feel ready for it of course!

So, what is money, anyway?

Money is nothing more than an agreement among people. Our governments and citizens agree to give a value to coin or banknote. Money is just an idea, really. (Some would say, quite an annoying one!)

What makes you rich? Who is rich? Is the Queen of England, the richest woman in the world, really rich? She has a lot of money, and a lot of 'privileges' so called, but look at her lifestyle. She also has onerous and weighty responsibilities, and very little freedom. Not even the freedom to go to the corner shop and get a packet of fish and chips if she feels like it! I remember reading a story about the late Princess Diana taking the Queen to a restaurant for the first time. The Queen, being used to a 'set menu' at every state dinner she attends, was amazed at the range of choices available on the menu! 'Can you really have any of these?' she apparently asked. I don't know if it is true, but it's a nice story.

Was Robert Maxwell (the late media magnate) rich? Well, he was, but perhaps that was 'just a temporal thing!' He actually had 'borrowed' his wealth (well, stolen it then) from the pension fund of his employees and from his shareholders. He had a fabby yacht, massive homes, sleek cars, yet, he can't have been very happy, can he? Not if he threw himself over the side, at any rate

Vicks and Becks. Are they happy? How many designer handbags does it take to create happiness?

How about the kebab seller with his little stall? Rolling around, earning the equivalent of perhaps a few pounds a day, yet getting enough to eat for less than a pound, and a free place to sleep in his family compound. Do you think he's happy with his lot? Or does he yearn for international travel, cellphones, a shiny new TV?

It seems to me that it's not the money that's important, it's one's attitude to it that makes the difference between genuinely rich and genuinely poor. By 'genuinely rich', I mean 'someone with a full and varied life, who is doing what they love, with a sense of abundance and joy'. And by 'genuinely poor', I mean 'someone who may or may not have large amounts of cash or other resources, but is impoverished of spirit, in terms of the way they are living their life'.

Dickens, the great British writer, who was a wise commentator on his time and on human nature in general, summed up something fundamental about money in his book, David Copperfield. The character Mr. Micawber says: "Income twenty pounds, outgoings nineteen pounds and ninety nine pence, result happiness. Income twenty pounds, outgoings twenty pounds and six pence, result misery". In other words, ones' income should exceed ones expenses. Well, obvious maybe, but given the parlous lack of a financial education most of us get, maybe it needs to be said!

And Buckminster Fuller, clever theatrical person who designed the first geodesic dome, (and the occasional Ubud amphitheatre) defined wealth (in the design paper for the dome) as 'how many days at your present lifestyle can you continue without needing to earn more money'. In other words, how many days can you keep going before you need to work again to earn more? (Try it - how long can you go on for?)

How much do you need, in order to feel good? Strangely, perhaps the less you need, the richer you are. Can you be a Buddha in Bali on 10,000 Rupiah (£1) a day - happy with your lot, and quite sufficient? Or are you a Blowout in Bali on 1,000,000 Rupiah (£100) a day - and it's still not quite enough?

And what do you need, in order to feel good? Can you feel good just being you, in the clothes that you stand up in? How are you, without your trappings? If you haven't got your wide screen colour TV, laptop computer, flashy car, house in the country, or whatever it is, how do you feel? We often mistakenly attach large amounts of our self-worth to THINGS, which effectively makes them into shackles that tie us.

I recently had a difficult time letting go of my sports car in England. It sat there, unused, for three years, before I managed to overcome the emotional ties that bound us! I discovered that all my feelings of 'success in business' were wrapped symbolically round that car, and if I let it go, I felt I'd be 'ruined, ruined!!' The reality was, I was more likely to be 'ruined' if I DIDN"T let go of it and release the cash that was sitting there doing nothingand which I needed! Ah me. These things are sent to try us, and they do! (I did eventually manage to let it go. But I got a lot less for it than I should have, had I let it go earlier!)

'Dewi Rambut Sedana', the Balinese Money Goddess, Ink on Paper,

© by Putu S. From Ashram.

The more things we need, the less free we actually are. And the more things we have, the more costly they are to maintain. And the harder we must work to maintain it all and the less time we are likely to have to enjoy our lives!

Time, probably, is the greatest richness of all, along with health. We only have our allotted time here on the planet. How we spend our time is our greatest bankable asset. And perhaps the least thought-about one. Are you spending your days doing what you really love? With the people you love? And if not, why not? Are you putting off your 'free time' or your pleasure, for the future, or for when you retire (when you may be too old to really enjoy it)?

And health it is extremely difficult to have a good time here on earth if your health is not good. This is one area where it is really worth making a regular investment - exercise, giving your body the nourishment it needs, yoga - do put some regular pennies in your health pot, won't you?

Coming back to possessions, it's an interesting lesson to move to another country and rent your property out - all those 'treasured things' one possesses, suddenly metamorphose overnight into 'meaningless junk that is tying me down'! It is quite amazing to experience this transformation. It happened to me when I moved from London to Bali, and realised I just had so much stuff - it was really rubbish! And a friend who is moving from Bali to London and thinking of selling her property said 'I'll sell the house and keep the contents' but then a day or so later she said 'I don't need the contents, do I?' She didn't, and they would be more of a hindrance than help, especially if she wanted to ship them to another country - expensive and troublesome!

Letting go - flow - the more we release, the more we receive. Let it go, and keep it all moving around - and let it come back to you in another, hopefully more useful and more delightful, form!

Attitude to money - Abundance

One's attitude to money is crucial. If you believe 'there is never enough' - then there never will be. That statement will be true for you, simply because you will be blind to other possibilities around you. If you believe 'I live in an abundant universe and all I need flows to me easily' then that will be true for you, too. (I know which I would prefer!) Just jotting down the beliefs that come to mind around the subject of 'money' can be a very worthwhile exercise. Why not sit for thirty minutes and try it - and then make a conscious decision to chuck out any non-constructive beliefs. Write new, positive beliefs for yourself, and repeat them daily.

What would it take for you to feel really rich?

The Lottery always makes me laugh - people fantasise wildly about their lottery winning dreams - yet rarely take steps towards making those dreams a reality. Even if they won, I wonder how many dreams would actually come true?

So what should you do with your money?

Well, first of all, you need to accumulate some, don't you? And sadly, the lifestyles of many of us follow a rather unwise financial pattern that seems to be an ingrained part of our culture and society. Strangely, financial wisdom and techniques are not taught at all in school. The 'Financial Wisdom According To Schools' seems to be 'work hard, pass your exams, and then you can get a good job'. Well yes, it's so 'normal' we don't even question it, and it probably seems fine. But really, it isn't.

Firstly - why would you want to put all your eggs in one basket and earn only from one income source (ie your employer)? Doesn't that make you rather vulnerable to lay-offs, downturns in the market and so on? Secondly, what do people normally do with their money when they get it? Spend it! And spend it on 'things' - nice clothes, restaurant meals, holidays, ever-bigger houses and possessions. All of which, I'm afraid, come into the category of 'expensive junk' as described previously!

Middle Class people may look rich (ie have lots of 'trappings') but in actual fact they are probably in credit card hell up to their necks. So they may APPEAR rich, but actually, they are not.

Really rich people PUT THEIR MONEY INTO ASSETS. This, apparently, is the key to wealth. Every month, before you do anything, you must first use your money to buy more assets. The definition of an asset is something that is going to EARN YOU MONEY. Like, a rental property (no, NOT the house you live in!), a business you own (and where you do not work as an employee), stocks you buy, and so on. Then, you use the EARNINGS FROM THE ASSETS to buy more assets, and to live on (you do NOT spend your capital). In that way, the assets just keep bringing in more and more money (which is what you use to live on - but ONLY after you've put your first tranche of money each month into BUILDING MORE ASSETS). Ah me, if only I'd known this long ago!

Remember: 'The rich buy assets. The poor only have expenses. The middle class buys liabilities they think are assets'.

Well, there you have it, in a nutshell. Read 'Rich Dad, Poor Dad' if you'd like to know more, by Robert T. Kiyosaki with Sharon L. Lechter. It's the tale of a millionaire who had two fathers - a rich one and a poor one - and what he learned from each of them.

And if you'd like to know 'how the other half really lives', read 'The Millionaire Next Door' by TJ Stanley and WD Danko, - a report on the spending, earning and lifestyle habits of American Millionaires. It tells you not how millionaires hang out on yachts drinking champagne, but, somewhat boringly, how they live in mundane houses in inexpensive neighbourhoods, remain married to the same person for forty years, and drive slightly dented second hand cars. Well, that's why they're millionaires, isn't it?

Fascinating reading! (You will be able to order these books from our website soon).

I hope you manage to find an abundant path that includes richness of spirit and quality of life, as well as free-flowing cash! (And I hope I do, too!)

Workshops in May

'Light Language' - Ancient Shamanic Magic - with Amana Virani is at Purnati Centre, near Ubud, from 16 - 26 May. Call 081 238 05240 or email: lightlanguagebali@yahoo.com. Website: www.amanavirani.com. Brochures are available from Ashram, Ubud, at the address below.

'Space Clearing' - if you missed the workshops, you can still buy Karen Kingston's international best selling books 'Creating Sacred Space with Feng Shui' and 'Clear Your Clutter with Feng Shui' from Ashram, Ubud, at the address below.

NEXT ISSUE: 'Meditation out the karzi window - discovering moments of magic and mystery in the strangest of places!'

Jeli Lala created the 'Ashram of Spiritual Jewellery and Art' at no. 1, Sukma St., Tebesaya, Ubud, with her husband, Putu S. She has studied yoga and many other spiritual practices for more than ten years. She writes "As a life-long artist, I've been exploring my inner world since I was a child. In this column, I will share some of my personal experiences and spiritual methods - hopefully, you'll find this interesting, and maybe it will give some ideas for your ownjourney".

Jeli welcomes comments and may be contacted on:
Email:  jelila@jelila.com
Website: www.jelila.com or www.imagine-retreats.com

© Jeli Lala /Angela Torrington 2002, All rights reserved.