Another Blow To Bali – Were We Better Prepared?

Maybe we thought it could not happen to Bali again, but it did. Just as the island was making a sterling recovery from the impact of the 2002 bombing the dark forces of evil struck again. Apart from the immediate and obvious victims there will be few people in Bali who are not impacted one […]

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The Pros And Cons Of Owning Shares

Equities, stocks and shares – what are they? Basically they are all the same. They simply mean ownership or part ownership in a company or business. Let’s say you start up a business in Bali with your own money. You are then effectively the sole owner or shareholder. All the profits and any increase in […]

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The Perils Of The Wrong Plan

In my last article I suggested that the most effective form of saving was undoubtedly a disciplined one where a fixed contribution is invested on a regular basis over a long period. But I also indicated that there were a number of pitfalls. What are these? Ability to maintain contributions This is perhaps the most […]

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Who Is To Blame When Investments Go Wrong?

In a landmark case not so long ago in Hong Kong a lady took a firm of financial advisers to court after she had lost over two thirds of her quite substantial life savings as a result of placing an investment with the firm. It transpired that she was a very inexperienced investor who expressed […]

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Latest Words Of Wisdom From The Experts

You may recall that in March of this year a team of fund managers from far corners of the globe came to Bali to meet our group’s clients and give their views on where they expected the world’s markets to go. The same experts are on the road again, but this time for Indonesia it […]

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Why Bali Expats Are Different

The expat community in Bali is probably among the most diverse of all such communities in the world. Why? Because Bali is unlike any ‘conventional’ expat posting in that the vast majority of expats are not sent here but choose to live in Bali. The few exceptions would include managers and the top staff of […]

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You Want To Save – But How?

Maybe this column has helped but I get the impression there is a growing awareness that something must be put by for the future. There are perhaps two main groups of expatriates; one consists of career expats with regular employment contracts, while another consists of basically freelance expats or entrepreneurs. Most expats in Bali fall […]

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A Hidden Side Of Life Insurance

“Pssst! – Wanna buy a life insurance policy on someone who hasn’t got long to live?” Sounds a bit of a macabre offer but this is precisely what a number of companies in the traded life policy business have been offering for several years. The role of ‘viaticals’ It may seem to be a little […]

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Protecting Ourselves Against Disasters

Some months ago the headline for this column read ‘Could things get any worse? This was after the Bali bombing and SARS and I suggested that while things could hardly get worse than they were at the time there was always the possibility of a further calamity such as a volcanic eruption, major earthquake or […]

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