The Changing Face Of Retirement

Those of us who have been around a few decades will no doubt recall, certainly in western countries, how retirement was viewed in days gone by. My earlier working years were in the British Midlands and I remember the retirement parties and presentations. They followed the same pattern. A little speech from the manager thanking […]

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The Importance Of Good Service

If you are in business you will have gathered very quickly that the customer is king (or queen). Unless you have a total monopoly of a product or service there are plenty of other suppliers that your customers can turn to. What makes people choose a product? Customers look for a variety of things, all […]

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The Importance Of Asset Allocation

It is a little known fact that 90% of investment performance depends on asset allocation. For example, if you have the very best stock market adviser, one who helps you outperform other investors in the stock market, it is of little use if the whole of the stock market crashes as it does from time […]

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Does The Rising Price Of Oil Affect You?

There is a good chance that you have already been affected to a degree by the sharp rise in the price of oil. Maybe you have noticed long lines once or twice at the petrol pumps and perhaps seen the ‘habis’ sign more often. This is not just a local phenomenon peculiar to Bali or […]

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